Updates

Early retirement.  A dream that many people wish to live.  But is it worth it?  49.9% of Americans want to retire early. And this figure has risen from 47% in 2019 [1].  So, if an increasing number of people wish to do the same thing, does that make it a viable...

Saving money is one of the most essential practices of adulthood.  But many people often struggle to get into the habit of saving.  They don't know where and how to start building a savings fund or how to get into a savings mindset.   And this hurdle, right at the...

91% of Americans want to own at least one house in their life [1]. This is the ultimate American dream.  However, can teachers ever live this American dream with their famously limited salary?  According to research, teachers can buy fewer than half of all...

An average medical student graduates with debt 6 times larger than any other college graduate [1].  Therefore, regardless of how well-paid doctors might be, most doctors have to bear the woes of debt repayment.  On top of all that, doctors are often never given the...

A budget aims to improve your financial health by optimizing your cashflows.  But unfortunately, professional athletes, who may be the most in need of optimized cashflows, may fail to see the value of this important life skill.  As a result, they may fall into bad...

Retirement planning might be essential for sustained financial health post-retirement.  However, a recent study revealed that around 42% of people have less than $10,000 stocked away for retirement [1].  And it doesn't help the situation that 41% of millennials do not...

Doctors often earn more than the national average salary [1], even during residency [2]. But financial strain is still surprisingly common in this field. Many reasons may contribute to this financial burden, which might eventually take a toll on a physician’s...

The idea that teachers enjoy summers is probably one of the biggest misconceptions about this profession. It is true that teachers get summer breaks, but many teachers are unable to use this time to relax and recharge for the next school year. There are financial...

The real estate arena seems lucrative and tends to attract many investors. But the influx of people towards this investment opportunity does not mean it offers easy wealth. Real estate investment can be competitive and often risky. Given the hefty amount of capital...

We believe most teachers enter the profession as a result of their passion for education. And while the joy of giving back to the community might bring immense pleasure, real-life responsibilities can catch up quickly, potentially leading to financial stress and may...